Once the damage has been done and you have already called a professional restoration company in RI, you might not know what your next steps are after property damage restoration in RI. Some questions going through your mind might be:
- Who is going to pay for all of this?
- Do I need to call my insurance company?
- Will my home or business look the same?
We cannot tell you that this process is quick or easy, but we can tell you what to do after property damage restoration in RI.
File An Insurance Claim
Depending on the type of property damage you have had at your home or business, the smartest thing to do would be to file an insurance claim. Filing a claim will help you:
- Get the damages paid for
- Help you find temporary housing
- Help you pay for any loss of income (for a business or if you are a landlord and your rental property was damaged)
- Help you pay for additional living expenses (food, transportation, housing, etc.)
- Help you pay for any damaged contents like clothes, furniture, electronics, etc.
- Restore your home or business back to normal
The best way to ensure that your home or business returns to pre-loss conditions is to file an insurance claim. If you attempt to pay for and restore the damages yourself, you may end up spending thousands of dollars on unnecessary fixes as well as pay more than you would by submitting an insurance claim and paying the deductible.
Hire A Public Adjuster
When filing an insurance claim, you should always have a public adjuster on your side. A public adjuster is someone who deals with your insurance claim for you so that you do not have to. They handle every aspect of the claim process and ensure that all of the damages your home or business has incurred will be paid for by your insurance company. Thankfully, public adjusters do not cost you any money out of pocket, they take a percentage of your final settlement for their services.
A public adjuster should be called before you call your insurance company to file your insurance claim. This will ensure your insurance company pays you fairly as well as takes the stress out of dealing with your insurance company directly.
We recommend using Performance Adjusting, a public adjusting company located in our building in North Providence, RI. They are licensed to handle claims in Rhode Island, Massachusetts, Connecticut, Pennsylvania, North Carolina, South Carolina, and Florida. Learn more about them by clicking here or calling them at 401-724-9111.
Take As Many Pictures As Possible After Property Damage Restoration in RI
You can never have enough pictures of the damage in your home to use when trying to get the damages paid for. Not only does Rhode Island Restoration take pictures of the damage before, during, and after the restoration process, but so will your insurance adjuster and/or public adjuster. Pictures can be used to show areas of damage, damaged contents, and more in order to thoroughly restore your home or business.
What If I Haven’t Called A Restoration Company Yet?
If you haven’t called a property damage restoration company in RI yet for your property damage, we would be more than happy to assist you! We can be reached 24/7 at 401-834-3473 for emergency restoration services for the entire state of Rhode Island or at that same phone number or this page for free quotes on property damage restoration, roofing, and interior work.